Comprehensive AML/CFT Services

We conduct thorough and unbiased AML/CFT audits every three years (or as required), ensuring your business fully complies with New Zealand’s AML/CFT Act. Our audits assess:

• In-depth review of your Business Risk Assessment

• Evaluation of your Compliance Programme — policies, procedures, and internal controls

• Sample testing including

  • Customer Due Diligence (CDD)

  • AML/CFT transaction reporting (SARs, PTRs)

  • Staff training effectiveness

  • Employee vetting procedures

  • Accuracy and completeness of record-keeping

• Customized testing based on risk

• A feedback session to discuss findings and answer questions

• A detailed audit report with clear, practical recommendations

• Optional post-audit support to help implement improvements

We design personalized AML/CFT Risk Assessments and Compliance Programmes perfectly aligned with your specific business profile and risk exposure.

• We provide a simple intake form to understand your operations and risk factors

• We draft a holistic AML/CFT Risk Assessment, pinpointing threats and vulnerabilities

• We build a tailored Compliance Programme including policies, SOPs, and controls needed to meet regulatory requirements

• Draft review stage — we collaborate with you to ensure clarity and suitability

• Delivery of a final, easy-to-follow compliance framework that empowers your team

From one-off consultations to ongoing support, our consulting services are designed to help your business navigate complex AML/CFT landscapes with confidence.

We assist with:

• General AML/CFT best practice guidance

• Reviewing or updating Risk Assessments & Compliance Programmes

• Advice on choosing and integrating third-party CDD providers

• Support with Suspicious Activity Report (SAR) and Prescribed Transaction Report (PTR) processes

• Preparation and filing of your Annual AML/CFT Report to your supervisor

• Guidance on building robust transaction monitoring and records frameworks

• Support for audit readiness and regulatory reviews

• Customized staff training and awareness sessions

Our services are tailored for businesses operating in:

• Law firms & conveyancers

• Accounting & bookkeeping practices

• Real estate agents

• High-value goods dealers

• Money remitters & currency exchange businesses

• Payment service providers

• Virtual asset service providers (e.g. crypto exchanges)

• Brokers, custodians, financial advisers, and managed investment schemes

…and many other sectors that require AML/CFT compliance support.